nCino
AI banking software built for financial institutions to lend smarter, work faster, and serve clients with complete confidence.
Visit websiteAbout nCino
nCino is a comprehensive, cloud-based banking platform designed to modernize operations for financial institutions. Built by bankers, the platform unifies critical workflows such as client onboarding, account opening, and the entire loan lifecycle into a single system. It leverages what it calls a "Dual Workforce" model, combining human bankers' judgment with AI capabilities. The core of the platform features role-based AI agents, known as Digital Partners, which are designed to complete tasks rather than just answer questions. These agents automate processes like extracting financial data from documents with high accuracy and proactively identifying at-risk loans. With tools like Banking Advisor and Mortgage Advisor, nCino provides a generative AI interface to surface context-specific guidance, aiming to boost efficiency, manage risk, and improve customer experiences for its 2,700+ institutional clients.
Pros
- A powerful and highly configurable tool that unifies numerous banking processes like lending, onboarding, and compliance into a single platform.
- Strong automation capabilities, including AI agents and workflow tools, lead to significant productivity boosts and reduced manual reviews.
- Mobile-friendly design enhances accessibility and allows for flexible, logic-driven workflows across the institution.
Cons
- Pricing is not transparent and requires direct contact. Some user feedback indicates that costs can be high.
- The platform's extensive capabilities and flexibility can result in a complex implementation and a steep learning curve for new users.
Pricing
Custom Plans
- • Pricing is customized based on institution size and specific needs.
- • Web sources mention various potential starting points, from $175/month for basic modules to tiered packages like 'Community Edition' and 'Business Banking' with higher price points.
- • A direct quote is required for accurate pricing.
Reviews
Not bad, but expected more for the price. nCino is missing key features competitors include.
Decent platform. nCino gets the job done but the UI could use modernization.
nCino genuinely improved our workflow. The onboarding was smooth and the team is responsive.
nCino genuinely improved our workflow. The onboarding was smooth and the team is responsive.